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Author Archives: thehanksroha

The Hanks Group

Four Life Insurance Myths Shattered

Life insurance is a straightforward concept: Buy a policy and pay a relatively small premium, and the beneficiary will get a large cash benefit if the insured dies while the policy is in force. But there are many variations on this basic theme - and...

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The Hanks Group

How the New Tax Law May Affect Your Mortgage

At the end of 2017, President Trump signed into law the Tax Cuts and Jobs Act. The good news for most Americans was an overall reduction in marginal tax rates, together with a substantial increase in the standard deduction. Specifically, the new law...

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The Hanks Group

Life Insurance Benefits That Kick in Prior to Death

Most prudent individuals with a family have life insurance in place, but what happens if you have a life-debilitating illness or injury that leaves you incapable of working and which renders you struggling to hang on to life? The financial...

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The Hanks Group

Homeowner’s Policy Won’t Cover Your Vacation Rental

If you've been insuring your vacation rental with a standard homeowner's policy, it likely won't be enough to cover the various types of damage that are inherent when renting out property, like a guest accidentally breaking that $3,000 65-inch flat...

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The Hanks Group

Understanding Your Policy Exclusions

You've no doubt been overwhelmed by the amount of fine print that your insurance policy has. The main reason for the fine print is to lay out in detail what the insurance company will cover in case of a claim and what it won't. It's important that...

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The Hanks Group

As Disasters Increase in Scope and Cost, Revisit Your Homeowner’s Coverage

In 2017, the U.S. experienced one of the most disaster-filled years in history, with tens of thousands of people losing their homes and countless others temporarily displaced. The insurance industry is expecting the trend to continue, based on...

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